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Buyer's Smarts
Buyer's Smarts - Follow these six steps to help you make your next home buying experience headache-free. Follow these six steps to help you make your next home buying experience headache-free.
How can I help you buy a home?

I can make the process of buying a new property easier, more enjoyable, less time-consuming, and less expensive than it would be if you performed it alone. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad details attending the actual purchase.

We will work closely together
to find the right property.

In our initial consultation, we will discuss the kind of home you need and want. We will determine what location(s) you are interested in, what style of home you want, and how much you are willing to invest in your purchase.

We will analyze your resources, and
prepare you to buy.

We will meet with a licensed loan consultant to determine exactly what you can afford. I highly recommend obtaining a certificate of pre-qualification for a mortgage loan at this early stage; it will help you focus on homes in an appropriate price range, and will strengthen your bargaining position once you locate the home you wish to buy. When your offer to a seller includes a letter from your lender indicating that you are ready to qualify for a loan, the seller will take you more seriously, and the sale will proceed much more rapidly.

We will find the right homes for you to view.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can run home searches at my Web site, save your search criteria and results in your Personal Organizer for use at a later date, and request to be notified by email when new listings that match your criteria arrive.

I will also access my local MLS to find homes that fit your interests, and will post them to your Personal Organizer where you can always access them. I will inform you about newly listed homes in your category and range the moment they hit the market.

Finally, you will select a home.

I will help you complete your financing and inspections, and close on the transaction.

I will save you time, money and effort at
each of each step of the process.

I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are priced fairly and in good condition before you start your search.

Buyer Agency

I offer a Buyer Agency, which is an arrangement where I actively look out for your best interests, but get paid by the seller. This relatively new situation in Real Estate eliminates that age-old question: "Just who is my agent representing—me, or the seller?"

My first priority in my relationship with you, the buyer, is that your home buying experience is pleasant, cost-efficient, and successful.

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PRIVACY POLICY

http://www.gailaknin.com

Because we value your patronage, we want to address any privacy concerns you may have.  To that end, we have set forth our privacy policy for handling the information you share with us online.  We want your decision to do business with us to be an informed one.

1.   Collecting Information

When you visit our Website, we may collect information about you that you voluntarily choose to share with us.  This identification information may include, but is not limited to, your name, your physical address, your e-mail address, your telephone and fax numbers, details of your real estate and lending needs and preferences, and other details of your life.

What may be less obvious to you is that, when you visit our Website, we may collect data involving your usage through the use of “cookies” (i.e. small text files placed on your computer by a Website), Web server logs, and other Web tools.  This technology allows us to customize your online experience, as well as track your Internet use.  The tracking data we collect may include, but is not limited to, the date and time you visit, the time you spend, the Web pages you view, the other Websites you visit, your search queries, and basic information about your computer, such as your Internet Protocol (“IP”) address, your domain name, your browser type, and the name of your Internet service provider.  You may deactivate cookies if you do not want your browsing to be tracked, but doing so may hinder your online experience.

When visiting our Website, you may be directed, through hyperlinks, to other Websites that are beyond our control.  Furthermore, when you are visiting our Website, other companies, such as third party advertisers and sponsors, may be gathering information about you.  This Privacy Policy does not cover the collection of information by those other companies and Websites.  Although we encourage third parties to provide their own privacy policies, we are not responsible for their activities, such as how they handle the information they collect online.

2.   Using Information Collected

We primarily use the identification information you voluntarily share with us to customize your online experience and to do what you have asked of us.  We also use your identification information to tell you about our products and services, but you may instruct us not to send communications to you by following the procedure indicated below under “Contacting Us.”  On occasion, we use your identification information to validate your identity.  As for usage tracking data, we primarily use that information to operate and improve our Website, and to further our marketing efforts.

As a general rule, we do not share your information with unaffiliated third parties.  We may, however, share your information with our own personnel and our service providers to the extent necessary to fulfill your requests.  We may also share your information with our affiliates, but we will not share it with unaffiliated third parties for direct marketing purposes.  We reserve the right to disclose your information under limited circumstances, such as to cooperate with law enforcement or judicial authorities as required by law or legal process, to protect our own legal rights, or to protect the public good.

Whenever you are online, you run the risk that the information you give out will fall into the wrong hands.  Although we implement and maintain reasonable security procedures and practices to safeguard your privacy, we cannot guarantee the security of any information you provide to us.  We accept no responsibility or liability for the activities of third parties.

3.   Updating Information

If you would like to review the information about you that we have collected through our Website, or to change that information, you can make that request by following the procedure indicated below under “Contacting Us.”  We may require that you verify your identity before we process your request.

4.   Updating Our Privacy Policy

We may, from time to time, change our Privacy Policy.  We will notify you of any changes by posting our updated Privacy Policy on our Website and inserting a new “Effective Date.”

5.   Contacting Us

If you would like to send us a request as indicated above, or if you have any other questions or concerns regarding our Privacy Policy, you may contact us by e-mail at gail@gailaknin.com or call us at (415) 828-5091. 

6.   Effective Date: This Privacy Policy is effective as of February 1, 2006.

 

 
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